Up until now, you’ve had bills piling up, endless calls from creditors, and the prospect of losing assets. The stress and intimidation from living under a cloud of burdensome debt is overwhelming. There are a lot of misconceptions and reservations about the prospect of filing for bankruptcy. The truth is, oftentimes, it’s the right move to get yourself out from under the cloud and towards financial health.
When you’re facing a foreclosure, it’s especially important to know your rights and options. We understand that this is one of the scariest things that can happen to you and your family. Often times this situation is a result of extenuating circumstances such as death, divorce, unemployment, or medical issues. When people face a series of unfortunate events, the last thing they need is the threat of foreclosure. Don’t let banks take advantage of you – they have representation, and so should you. We’re here to help you navigate the waters when you find yourself in the middle of a foreclosure threat.
Once a bankruptcy petition is filed, your creditors must stop all collection efforts against you. Here, we call those that do not obey the stay rogue creditors. We fight back against them. When you’re our client and a creditor continues harassing you, we file suit against them at no additional cost to you. In fact, the creditors are made to pay the attorneys’ fees on top of money damages as a result of their continued harassment.
Wage garnishment is when a judgment creditor takes matters into their own hands and takes money out of your paycheck until the debt is paid. You rely on your paycheck to keep a roof over your head, feed your family, and pay the bills. When money is taken out of your check without your consent, it can feel like you’re being robbed. What’s more, this can cause a snowball effect, and now you are at risk of missing payments to other creditors, which may lead to another wage garnishment. If you’re facing wage garnishment, filing for bankruptcy will halt the garnishment. However, time is of the essence when you’re trying to stop garnishment before it begins. In the event that garnishment has begun, we may be able to collect the money that was taken out. We will help you take this huge weight off your shoulders.
For most of us, our cars are absolutely necessary for our day-to-day lives. It’s our means of transportation: the way we get to work, the way we make it to appointments, and the way we meet the many obligations we have. Losing such a fundamental part of the functioning of our everyday lives can be devastating. Bankruptcy can alleviate some of your worries. Taking this step can be the difference between you keeping your car, restructuring your payments, and lowering your interest rate. In the event that you have already gone through a repossession, you may get your car back and resume payments.
Contact a Bankruptcy Lawyer Near You
Fill out the form below, and a staff member will be in touch shortly. Also, feel free to call us at 503-278-5400 or toll free at 888-560-8146. You may also complete our online contact form. Our law office is located in Beaverton, just outside of Portland, Oregon, and we serve the Greater Portland metropolitan area.