When your life is in jeopardy or when emergency medical care is needed for someone you love, getting help comes first. It is only later, after the matter has been resolved, that the medical bills begin arriving.
Even if you have health insurance, you may be shocked to discover how little it actually covers. And if you don’t have insurance, things will be worse. The medical debt can be truly life-changing. I help people in the Greater Portland metropolitan area manage often overwhelming medical debt.
Medical bills are generally dischargeable in bankruptcy, so we may also be able to guide you through the bankruptcy process, discharging debts through Chapter 13 bankruptcy or Chapter 7 bankruptcy, depending on your situation.
There may be a downside to having medical bills discharged, so it’s important to be aware of the risks. Doctors sometimes refuse to offer services in the future after past debts have been discharged. Your credit rating will also be impacted. There are ways to mitigate this concern through a communication plan with your healthcare provider.
When you schedule a free and confidential consultation with a lawyer at The Law Offices of Alexzander C. J. Adams, P.C., we’ll talk with you about your options, weighing both the upsides and downsides of bankruptcy and structuring a debt relief plan that’s right for you. Once we’ve discussed your options, you can choose how you would like to proceed. We will support you with professional, accessible guidance throughout the process.
To get started, schedule a free and confidential consultation at no obligation about consumer debt relief. Call us at 503-278-5400 or toll free at 888-560-8146. You may also complete our online contact form. Our law office is located in Beaverton, just outside of Portland, Oregon.