The Law Offices ofAlexzander C.J. Adams, P.C.

Katherine: Hello, everyone. Thank you so much for joining us today on This Needs To Be Said. Our friend, Attorney Alexz Adams, is here and he’s going to talk with us about the intangible benefits of filing bankruptcy. As we’ve talked about bankruptcy on the show before, about it being a way to re-set your […]

Katherine: Hello everyone. Thank you so much for joining us today on This Needs to be Said. Our friend from a long time ago, bankruptcy attorney Alexz Adams, is joining us to talk with us about some things that you may not know that you’re going to be affected by during bankruptcy if you have […]

The bankruptcy code allows for the appointment of a guardian for debtors who must file bankruptcy, but need some assistance to complete the requirements of the case.   A special process in bankruptcy allows for the appointment of a guardian, in bankruptcy called a ‘next friend’, to assist in the completion of the case.   […]

All successful bankruptcy discharges require a prefiling course, typically online, in consumer credit counseling to be completed, as well as a second curse taken during the bankruptcy in personal financial management, also typically online. These courses are typically $10-$20 or so each, and are paid by you directly, above and beyond attorney fees and court […]

A common fact scenario in bankruptcy is where a client says they are ready to file bankruptcy as they have just paid back their family member a large sum of money. As a client, you are ready to file, but as an attorney your wish you could have met the client prior to that payments. […]

Bankruptcy requires that you do provide information that is required to be complete, accurate, and truthful for the bankruptcy to result in a discharge. 11 U.S.C. 527(a)(1)(A). I think this is the most important notice in bankruptcy. In essence, bankruptcy works for the honest but unfortunate debtor, and it does not work for the dishonest […]

Contempt is being disobedient to or disrespectful of a court of law.   When you file a bankruptcy, you receive an immediate order called an automatic stay. This is the ‘order of relief’ that prevents others from collecting against you. The order is generated automatically, and in each case, there is essentially a (very) brief […]

You should not be getting collection calls after your bankruptcy is filed. But it happens. And if it happens, what should you do?   First, take copious notes. Who called, when did they call, why did they call? Take down as much information as possible. If they left a voicemail, save it. Screen shot the […]

You are required to list all your debts and assets in your bankruptcy. But no matter how diligent some debtors are, some debts may not be listed. This is typically because a debtor honestly has no idea they owe the debt or was mistaken regarding the debt listing in the first.   So what happens? […]

In some Chapter 7 cases, you received your discharge but the case remains open. What does that mean?   It usually means the trustee in your matter is busy gathering and selling assets to pay your creditors. Once the assets are sold, the trustee will file a report with the court proposing to pay certain […]