Bankruptcy is a solid solution to an unmanageable financial situation
If you have crushing debts affecting your quality of life or if you see this reality in your future, your financial life is a maze. At the end of the maze is financial security. Before you reach the end, you face numerous twists and turns—the financial decisions you have to make on a day-to-day basis. Some turns lead you closer to reaching financial security, but others just lead to dead ends.
I help people who have become overwhelmed by the twists and turns of life’s financial maze, often through no fault of their own. They have medical debt from illnesses or injuries that were beyond their control. Many incurred debt during a divorce. Others were sued and required to pay judgments against them.
If you are lost in a financial maze, the best solution is to work with an experienced bankruptcy attorney. An experienced lawyer can guide you through the Chapter 13 bankruptcy or Chapter 7 bankruptcy process, depending on your financial needs and personal situation. Chapter 13 creates a reasonable repayment plan for your debts, while Chapter 7 discharges debts outright. Certain requirements apply, and certain property is exempt. Your attorney can tell you more.
Under the law, initiating bankruptcy proceedings can stop lawsuits against you, wage garnishment, foreclosure on your home or repossession of your vehicle. It can even put an end to creditor harassment.
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