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How does it work? The mechanics and Chapter13 case filing?

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How does it work? The mechanics and Chapter13 case filing?
 
When you file the case, your attorney will craft with you, often with a lot of discussion, a proposed Chapter 13 plan and plan payment. This is the bargain you are asking the court to approve that all your creditors will have to abide by. As part of this, the attorney will calculate an initial proposed payment, and you will make this payment every 30 days after the filing of your case. The payment can be made automatically, via wage order, or by you directly via cashier’s check or money order, but it must be paid each month for the case to progress and succeed.
 
This payment is a proposed amount that you start to pay in good faith during the first couple of months of your case.
 
During the initial stages of the case, known as the preconfirmation stage, the trustee and your creditors can object to the payment plan as insufficient to satisfy the requirements of the case. If they are correct, your payments may need to be adjusted upwards. Eventually, usually after 2 to 6 months, the judge in your matter will approve, or ‘confirm’, your case, and you can move on to making the payments.
 
Then your case is confirmed in Chapter 13. But what does that mean?

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