When creditors call, people often feel overwhelmed by the stress. Every time the phone rings and every time the mail comes, the stress mounts. It often seems unbearable.
If you can’t take the stress of creditor harassment anymore, you should know that you have options. Talking with a lawyer is one of them. At The Law Offices of Alexzander C. J. Adams, P.C., we may suggest any one of a number of options, including filing for bankruptcy. Bankruptcy is one of the best ways to stop creditor harassment if you do not have the money to pay your debts back in full.
After you hire an attorney, you can instruct creditors to talk with your lawyer. Most of the time, they will leave you alone and start contacting your lawyer directly. After your lawyer files your bankruptcy, you will be granted an automatic stay, which prevents creditors from contacting you. If your debts are discharged in bankruptcy, this stay becomes permanent and creditors cannot continue to pursue those debts.